Your Data, Your Rights

Here’s a Terms of Service (TOS) page tailored for your U.S.–based debt-relief lead-generation landing page.
It’s written to comply with U.S. consumer-protection laws, FTC guidelines, and ad-platform requirements (Google, Meta, TikTok, Snapchat).
You can post it at /terms-of-service and link to it in your footer and any forms.

Terms of Service

Last Updated: October 1, 2025

Welcome to [Your Company Name] (“we,” “our,” or “us”).
By visiting our website or submitting any form, you agree to the following Terms of Service.
If you do not agree, please do not use our site.

1. Our Role & Services

We are a marketing and lead-generation platform.

We are not a lender, financial institution, law firm, or credit-repair company.

We connect interested consumers with third-party lenders, debt-relief programs, or financial-service providers that may be able to assist with debt resolution, consolidation, or related services.

All loans and debt-relief services are offered and provided solely by independent, licensed third-party companies, subject to their own eligibility requirements and terms.

We do not guarantee approval for any loan, reduction in debt, or a specific result.

2. Eligibility

To use our site and submit forms, you must:

Be at least 18 years old and a resident of the United States.

Provide accurate, current, and complete information in all forms.

Use the site only for lawful purposes and not for any fraudulent or prohibited activity.

3. No Financial, Legal, or Tax Advice

Information on our site is for general educational and marketing purposes only and is not financial, legal, tax, or investment advice.
You should consult a qualified financial advisor, attorney, or tax professional regarding your own situation.

4. User Consent & Communications

By submitting a form or clicking “Get Pre-Qualify,” you consent to be contacted by us and our partner service providers by phone, email, SMS text message, or automated dialing/recorded technology, consistent with the Telephone Consumer Protection Act (TCPA).

Message and data rates may apply. You can opt out of marketing messages at any time by replying STOP or following unsubscribe links in emails.

You agree that we and our partners may retain your information as described in our Privacy Policy.

5. Third-Party Products & Disclosures

Personal-loan products may be offered by Cross River Bank, Pathward®, N.A., or other licensed lenders. Loan availability, terms, APRs, and fees vary by state and individual qualifications.

Debt-relief programs (such as Achieve Debt Relief) are not available in all states and may affect your credit, involve collection activity, or have tax implications.

All product descriptions, examples, and testimonials on our site are illustrative only; actual results vary by individual circumstances.

You are responsible for reviewing all agreements, disclosures, and program terms provided by each third-party service provider before enrolling.

6. No Guarantees

We do not guarantee:

That you will be approved for a loan or debt-relief program.

That your debt will be reduced by a specific amount or percentage.

That participation will improve your credit score or financial situation.
All estimates and examples on our site are based on prior client experiences and are not a promise of future results.

7. Intellectual Property

All content on our website — including text, graphics, logos, images, software, and trademarks — is the property of [Your Company Name] or its licensors and may not be copied, distributed, or used without written permission.